Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance

  • Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

 

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.
 
Your Information
*Name:
*Email:
Phone:

Your Question
Question:

Note: Fields with an * are required

69 N. Mountain Blvd. Mountain Top, PA 18707
Phone: Fax:

Why Title Insurance? | Why Get An Inspection? | Reasons to Choose Us | Radon Information | Contact Us | Curb Appeal List | Setting the Sales Price | Tax Closing Costs | Loan-Related Closing Costs | Getting the Highest Price | Selling your own home | Free Home Valuation | Find A Home! | Your FICO score | How Escrow Works | Mortgage & Loan Information | About Tony and Mary Ann | Testimonials | Community Information | School Information | Closing Costs | Get Pre-qualified | Inspection Tips | Home Buyer Checklist | Download Adobe Acrobat | Real Estate Glossary | Our Homes | Selling Your Home | Our Featured Homes | Home | Applying for a Loan | Loan Application Checklist | The Bi-Weekly Mortgage | Mortgage Saving Tips | Your Downpayment | Document Your Assets | Your Buying Power | Writing the Offer | Loan Programs | Staging Your Home | Hazleton Area Homes | Wilkes-Barre Homes | Heart of the Matter | 9 Steps to Owning | Site Map | 15 vs 30 Year Mtg Calc | Mortgage Qualifier Calc | Required Income Calc | Rent vs Buy Calc | 9 Steps to Ownership | How to Sell Your Home | Need a Bridge Loan? | Selling One, Buying Another

Copyright © 2008 Tony & Mary Ann Desiderio
Portions Copyright © 2008 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map
All rate, payment, and area information are estimates and approximations only.